Site Pages

Home Page

Assurance Auto
Good deals to know about.
Vehicle breakdown
Vehicle breakdown included
Vehicle Rental Deposit
Rental Deposit Insurance
Plane ticket
Refund in case of problem
Travel Repatriation
Repatriation Refunded
Insuring Revenues
Guaranteed Remuneration
Insuring Credits
Insured Credit Payments
Home Insurance
A Home Fully Insured
Credit cards
Insurances Options
Winter Sports Insurance
Extreme Sports and Insurances



Useful Informations:
Compare Insurance
Compare Prices and Contracts
Insurers list
List of Insurance Companies
Insurers Information
Insurance Companies Information
Insurance Definition
Definition between Insurer and Insured
Litigation and Lawyer
Being Well Represented

Assurance-Efficace.com

The Clever Guide to Insurance, and especially of the Insured.

By an independent person who shares good deals about insurance.



For those who are wary of the effectiveness of insurance, this clever guide will help you understand and analyze your insurance contracts, in order to receive the best possible service from your insurer. Use your insurance options that are cheap or free because it is included in certain insurance contracts. In short, save and do not be taken for pigeons. Indeed, this site lists some tips offered by some insurers but also comparators, lists and other online tools are also available to help you in your search. This will help you choose the best insurance for your needs based on your lifestyle. It remains for you to compare and choose the best at the best price guaranteed contract.

Lawyer Help, for resolving an issue faster

The answer to that may be exercised by a legal aid lawyer and it can provide in case of dispute.
You have a dispute, for example, explained below with a car rental company? We do not respect your rights by not contacting the documents that you claim? Call a lawyer and you will quickly get the documents you request. It's unfortunate, but it's like that, at least it's quick.

It is best to choose an insurance that a formula legal assistance.

Lived: I remember a few years ago have had an NCR car accident with a car I had rented, that is, that I was not at fault in the incident.

But unfortunately I was wrong when I filled out the accident report, it was a blur, and after what I had written, one could believe that I was wrong.
So I was back to the car rental company to ask them to have a copy of the accident report, in order to correct any errors noted. I even photos and videos of the accident, plus some letters present witnesses on the scene (letters that were in my favor). This is what the employee of the car rental company said 'yes we'll see ... but not new and nothing concrete.

A few weeks passed, and I returned to the car rental office to ask to have a copy of the accident insurance conclusion: the answer was' yes we'll send it to you by mail. "
I never received any mail and the time has passed, I went back to that same office to ask or was this famous letter, and, to my surprise, it tells me that the file was closed and I have been at fault in the accident.

So despite all the travel and phone calls I've spent, I was recognized incorrectly, so it cost me 1000 € security deposit when renting the vehicle.
If I had taken a lawyer to settle this, it is sure that the rental company would have taken more seriously because it could have sent letters to the competent authorities for asserting my rights.
Because actually, if you talk in your own person and you request documents yourself, this is not the same as if a lawyer who request them.
A company will be wary not you, she knows that the efforts you going to write emails to competent autorities remain unanswered, for if it is against a lawyer who cares, then it's not the same, this one is going to know or write to that, and in case of file transfer denial by the car rental company, the lawyer may open a trial and a file for an appointment with the court company that leases the vehicles.
It is sure that car rental companies and vans are aware and wary of lawyers.

So morality in this story I lost € 1000 but had I paid 100 or 200 € a lawyer and well I would have lost a lot less money.
Also, it would have been possible for the car rental company pays me attorney fees as stated in this accident, I was 100% right, I got back into it by a scooter carrying a large sign attached to the rear of the latter, therefore prohibited by the rules of the road due to its too large to be transported by a scooter, scoot over the rolling in the middle of the road.

Anyway, on small mountain roads, it is difficult to prove who is wrong and who is right, usually it's 50/50, and this is why I have taken care to take pictures of the accident, the vehicle location and scooter, I also took the address of some witnesses that there was at the scene and who could have testified in my favor.

Despite all this the car rental company did not help me, and I never passed the record of this accident, I was never called and never informed me of the events.
That's why the next time I would take a lawyer and we'll see who the last Riera. Sometimes, we may well believe that the law will be respected to the letter, but it is not so, as much to hire a good lawyer to it, will ensure that the law will be respected.

Other Insurance Good Deals

Auto insurance
Factors to be taken into account to benefit from total protection from your insurance company, and good planning options.

Troubleshooting Auto Insurance
Made vehicle towed by a convenience store in case of breakdown up to a garage, throughout Europe, 24H / 24, for about 4 euros per month.

Deposit Insurance Auto Rental
Make a deposit when renting a vehicle. And get refunded in case of any problem (such as an accident). This is a kind of insured safety deposit. An option available with some kind of credit cards.

Insurance Cheap Flights
Do you pay your ticket in case of impediment or unable to travel.

Repatriation insurance
Emergency repatriation insurance for travel at abroad. It's free if you book your flight with your credit card. CB VISA simple enough.

Insurance Compare List
Compare different insurance companies offers to find the best contracts and the best price. Car, health, home, funeral, cash borrowing ... Compare with your insurance and put it to the test.

Insurance Revenues
Revenue in case of impossibility to work, (ex: accident). Perceive monthly income of relief.

Insurance Credits
It guaranteed the insured against the risk of non-payment of its own credit, following a financial problem, which does not allow him to repay his credit.

Insurance Lodging
While analyzing the insurance contract in order to avoid the vices of compensation procedures in case of problems. How to put all the odds on his side to be repaid in case of burglary or fire.

Credit Card Insurance Included
The credit card and its benefits free insurance formula included. Check your credit card agreement to know the insurance included.

Winter Sports Insurance
For 3 or 4 euros (or by paying with your credit card) on top of your ski pass, you can have insurance for accidents, liability, and mountain rescue station with repatriation and hospital if necessary.

List of Insurance Companies
The list of insurance companies and insurance subsidiaries.

A lawyer in the event of litigation
Avoid long procedures in case of problems. Get quick access to documents requested. Assert your rights and do not be fooled.

Insurance Companies Information
List of information sites and insurance directories. Find information, comparative, addresses, balance sheets ... insurance companies.

Definition and Insurance Basics
The basics to know about the insurer and the insured, and understanding between the two parties. The definition and basic information about the insurance. The 'to' and 'don'ts'.

Interesting information to know about insurance and options. Site written by an independent who made savings in adapting its insurance contracts to its everyday needs.