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Assurance-Efficace.com

The Clever Guide to Insurance, and especially of the Insured.

By an independent person who shares good deals about insurance.



For those who are wary of the effectiveness of insurance, this clever guide will help you understand and analyze your insurance contracts, in order to receive the best possible service from your insurer. Use your insurance options that are cheap or free because it is included in certain insurance contracts. In short, save and do not be taken for pigeons. Indeed, this site lists some tips offered by some insurers but also comparators, lists and other online tools are also available to help you in your search. This will help you choose the best insurance for your needs based on your lifestyle. It remains for you to compare and choose the best at the best price guaranteed contract.

Money Income Insurance

Have money income if unable to continue his professional activity, it is possible with insurance that guarantees revenue.
Make your income and save the equivalent of your wage in any case, because if you work and in case of accident you had no income because you can not go to work or to run your business, it is imperative that you always have income.
It is interesting to take out accident insurance that will protect you in case of inability to work or inability to find a job.

Example: A craftsman who works and has an accident, but had taken out an insurance contract that the monthly indemnify if unable to work, and although he will receive monthly income (income rate depends on the contract you spent with your insurer, because there are different rates and options for this type of guaranteed contract).
For my part I have taken out insurance that will compensate me € 1,500 monthly in case of inability to work.

Everything depends on the insurance company you can subscribe to a monthly insurance will charge you a small fee of a few dozen euros a month, and that will guarantee you, revenues in case of incapacity to work.

What if you are employed and you have an accident that prevents you from working for a three-year delay see, think that if you have taken out a similar insurance system, and although you will have monthly compensation.
An important option to consider especially if you have a credit, for example for your accommodation.

It is imperative to keep you regular income and if before you thought you can not stop you from working, because you are in for some serious financial difficulties.
This depends on the contract with the insurance company, you can receive benefits for life or be for one to five years, we must see with your insurance company, and it depends on the contract.

It all depends on your business, this type of insurance can be a great help and a great help for you.
If you would if unable to work or to continue your work, continue to have monthly income of € 500, € 1,000 or more, it is possible, check with your insurer, analyze insurance contract that you is proposed and compare different offers in order to continue to receive income if unable to work, be aware that there are compensation ranges which are usually presented in table and income bracket. Check with your insurance provider to subscribe to this type of contract.

Now up to you what you want monthly income levy if unable to perform your professional activity, and to take your insurer an adequate insurance contract in connection with your lifestyle and needs.

Other Insurance Good Deals

Auto insurance
Factors to be taken into account to benefit from total protection from your insurance company, and good planning options.

Troubleshooting Auto Insurance
Made vehicle towed by a convenience store in case of breakdown up to a garage, throughout Europe, 24H / 24, for about 4 euros per month.

Deposit Insurance Auto Rental
Make a deposit when renting a vehicle. And get refunded in case of any problem (such as an accident). This is a kind of insured safety deposit. An option available with some kind of credit cards.

Insurance Cheap Flights
Do you pay your ticket in case of impediment or unable to travel.

Repatriation insurance
Emergency repatriation insurance for travel at abroad. It's free if you book your flight with your credit card. CB VISA simple enough.

Insurance Compare List
Compare different insurance companies offers to find the best contracts and the best price. Car, health, home, funeral, cash borrowing ... Compare with your insurance and put it to the test.

Insurance Revenues
Revenue in case of impossibility to work, (ex: accident). Perceive monthly income of relief.

Insurance Credits
It guaranteed the insured against the risk of non-payment of its own credit, following a financial problem, which does not allow him to repay his credit.

Insurance Lodging
While analyzing the insurance contract in order to avoid the vices of compensation procedures in case of problems. How to put all the odds on his side to be repaid in case of burglary or fire.

Credit Card Insurance Included
The credit card and its benefits free insurance formula included. Check your credit card agreement to know the insurance included.

Winter Sports Insurance
For 3 or 4 euros (or by paying with your credit card) on top of your ski pass, you can have insurance for accidents, liability, and mountain rescue station with repatriation and hospital if necessary.

List of Insurance Companies
The list of insurance companies and insurance subsidiaries.

A lawyer in the event of litigation
Avoid long procedures in case of problems. Get quick access to documents requested. Assert your rights and do not be fooled.

Insurance Companies Information
List of information sites and insurance directories. Find information, comparative, addresses, balance sheets ... insurance companies.

Definition and Insurance Basics
The basics to know about the insurer and the insured, and understanding between the two parties. The definition and basic information about the insurance. The 'to' and 'don'ts'.

Interesting information to know about insurance and options. Site written by an independent who made savings in adapting its insurance contracts to its everyday needs.