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Assurance-Efficace.com

The Clever Guide to Insurance, and especially of the Insured.

By an independent person who shares good deals about insurance.



For those who are wary of the effectiveness of insurance, this clever guide will help you understand and analyze your insurance contracts, in order to receive the best possible service from your insurer. Use your insurance options that are cheap or free because it is included in certain insurance contracts. In short, save and do not be taken for pigeons. Indeed, this site lists some tips offered by some insurers but also comparators, lists and other online tools are also available to help you in your search. This will help you choose the best insurance for your needs based on your lifestyle. It remains for you to compare and choose the best at the best price guaranteed contract.

Vehicule Breakdown and Towing

Insurance Breakdown and Towing Vehicle. A good plan included which can be included free with your insurance contract, or approx. 4 USD per month.
Relating to motor insurance, especially if you have an older vehicle, so mechanically not very reliable, it is interesting to take insurance 'failure towing proposed by your insurer.

lil is a comprehensive warranty applies on repairs parts and labor following a breakdown. All of the action are supported: the engine, the gearbox, the ignition power including injectors, steering, brakes, alternator, starter, suspension, electrical and electronics, air conditioning, engine overheating, key remained in the car or lost (just a locksmith in an emergency), flat tire, fuel mistake ...

For example, for my vehicle I pay € 50 per month or less for four euros more, my insurance company offers me a towing insurance in case of failure valid throughout Europe. For this you just need me to call my insurance in case of breakdown or mechanical problem, and it will contact a towing company that will pick my car and take me to the nearest garage.
This is for a small fee of four euros a month only, and assuming that my vehicle over 150.000km, this insurance sembly me very interesting. This option is free in some of insured contracts.

I remember a year ago I left the south of France to go to Paris and on the highway and, failure of injectors! So my vehicle stopped on the emergency stop band, I had to call a tow truck, but I paid out of my pocket it cost me over 250 €.
As I had to take my car to a garage, so if I summarizes the charges over the garage towing charges, this is a good bill.

Assuming me that my insurance provides insurance in case of failure to four euros per month, so it makes € 48 for a year, this insurance option seemed to be very interesting.
If like me you owned a vehicle that has a lot of miles, you will never be safe from a potential mechanical failure. So the cost of this insurance system failure / towing are very low for the service that you can possibly have in case of mechanical problems with the vehicle.

To know that this insurance system works for all of Europe, so even if you are traveling in a neighboring country that lies in Europe, at the slightest failure of your vehicle, you can call your insurance company for that it sends you a convenience store, and all this will be borne by your insurer except for mechanical repairs on your vehicle, of course.

Even if you have a new or newer vehicle, that is to say a vehicle with very few kilometers and appears to be reliable, it is still interesting to take out this insurance option because only do we ever know a mechanical problem also happens on newer vehicles.

Remember that the insurance option will cost you only about four per month, and if you drive with car is for a period of three years, for example, it is likely that it occurs at least one or twice down, and do not worry, because at that time, the four monthly euros taken by your insurance will be reimbursed beyond, that is to say that the insurance will cost much less expensive than the intervention of a private store that will charge you a minimum of € 200 for a few kilometers performed with the tow truck.

Other Insurance Good Deals

Auto insurance
Factors to be taken into account to benefit from total protection from your insurance company, and good planning options.

Troubleshooting Auto Insurance
Made vehicle towed by a convenience store in case of breakdown up to a garage, throughout Europe, 24H / 24, for about 4 euros per month.

Deposit Insurance Auto Rental
Make a deposit when renting a vehicle. And get refunded in case of any problem (such as an accident). This is a kind of insured safety deposit. An option available with some kind of credit cards.

Insurance Cheap Flights
Do you pay your ticket in case of impediment or unable to travel.

Repatriation insurance
Emergency repatriation insurance for travel at abroad. It's free if you book your flight with your credit card. CB VISA simple enough.

Insurance Compare List
Compare different insurance companies offers to find the best contracts and the best price. Car, health, home, funeral, cash borrowing ... Compare with your insurance and put it to the test.

Insurance Revenues
Revenue in case of impossibility to work, (ex: accident). Perceive monthly income of relief.

Insurance Credits
It guaranteed the insured against the risk of non-payment of its own credit, following a financial problem, which does not allow him to repay his credit.

Insurance Lodging
While analyzing the insurance contract in order to avoid the vices of compensation procedures in case of problems. How to put all the odds on his side to be repaid in case of burglary or fire.

Credit Card Insurance Included
The credit card and its benefits free insurance formula included. Check your credit card agreement to know the insurance included.

Winter Sports Insurance
For 3 or 4 euros (or by paying with your credit card) on top of your ski pass, you can have insurance for accidents, liability, and mountain rescue station with repatriation and hospital if necessary.

List of Insurance Companies
The list of insurance companies and insurance subsidiaries.

A lawyer in the event of litigation
Avoid long procedures in case of problems. Get quick access to documents requested. Assert your rights and do not be fooled.

Insurance Companies Information
List of information sites and insurance directories. Find information, comparative, addresses, balance sheets ... insurance companies.

Definition and Insurance Basics
The basics to know about the insurer and the insured, and understanding between the two parties. The definition and basic information about the insurance. The 'to' and 'don'ts'.

Interesting information to know about insurance and options. Site written by an independent who made savings in adapting its insurance contracts to its everyday needs.