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Assurance-Efficace.com

The Clever Guide to Insurance, and especially of the Insured.

By an independent person who shares good deals about insurance.



For those who are wary of the effectiveness of insurance, this clever guide will help you understand and analyze your insurance contracts, in order to receive the best possible service from your insurer. Use your insurance options that are cheap or free because it is included in certain insurance contracts. In short, save and do not be taken for pigeons. Indeed, this site lists some tips offered by some insurers but also comparators, lists and other online tools are also available to help you in your search. This will help you choose the best insurance for your needs based on your lifestyle. It remains for you to compare and choose the best at the best price guaranteed contract.

Deposit Insurance Rental Vehicle

Deposit Insurance Rental Vehicle: another interesting option for car insurance, is this time for the rental of a vehicle and the refund for possible damages caused to the rental vehicle (eg a traffic accident).

Because there is insurance that will cover all the expenses in case of accident with a rental car. Accident that cost you your deposit which is usually + or - 1000euros.

This insurance works when you rent a car with your credit card, if it possesses an option that provides the refund in possible damages caused to the rental vehicle (ask your bank to have this type of credit card, if yours is just a simple credit card you can simply ask the change).

By renting a car, van or van or with this kind of credit card in case of accident, the amount you paid as a deposit for the car rental you will not be charged, it will be your bank will solve the fee.

Check with your bank which credit card to use to take advantage of this option, there are some bank card that perform this function, but probably also other means of bank payment. To see with your bank advisor.

This is an interesting insurance option if you regularly rent vehicles, again, if you own this type of credit card, it's an insurance function included with the bank card, so no handling fees extra to pay.
Whether for personal or professional use, if it is necessary for you to rent vehicles, this is a good option, because if you drive a lot with rental vehicles, calculate the number of miles you have traveled in a year and unfortunately it is likely that you have a small collision or accident even if you are not responsible.

Few people know that this insurance is free and included when you rent a vehicle with certain credit cards, that's why I want to inform you.

Other Insurance Good Deals

Auto insurance
Factors to be taken into account to benefit from total protection from your insurance company, and good planning options.

Troubleshooting Auto Insurance
Made vehicle towed by a convenience store in case of breakdown up to a garage, throughout Europe, 24H / 24, for about 4 euros per month.

Deposit Insurance Auto Rental
Make a deposit when renting a vehicle. And get refunded in case of any problem (such as an accident). This is a kind of insured safety deposit. An option available with some kind of credit cards.

Insurance Cheap Flights
Do you pay your ticket in case of impediment or unable to travel.

Repatriation insurance
Emergency repatriation insurance for travel at abroad. It's free if you book your flight with your credit card. CB VISA simple enough.

Insurance Compare List
Compare different insurance companies offers to find the best contracts and the best price. Car, health, home, funeral, cash borrowing ... Compare with your insurance and put it to the test.

Insurance Revenues
Revenue in case of impossibility to work, (ex: accident). Perceive monthly income of relief.

Insurance Credits
It guaranteed the insured against the risk of non-payment of its own credit, following a financial problem, which does not allow him to repay his credit.

Insurance Lodging
While analyzing the insurance contract in order to avoid the vices of compensation procedures in case of problems. How to put all the odds on his side to be repaid in case of burglary or fire.

Credit Card Insurance Included
The credit card and its benefits free insurance formula included. Check your credit card agreement to know the insurance included.

Winter Sports Insurance
For 3 or 4 euros (or by paying with your credit card) on top of your ski pass, you can have insurance for accidents, liability, and mountain rescue station with repatriation and hospital if necessary.

List of Insurance Companies
The list of insurance companies and insurance subsidiaries.

A lawyer in the event of litigation
Avoid long procedures in case of problems. Get quick access to documents requested. Assert your rights and do not be fooled.

Insurance Companies Information
List of information sites and insurance directories. Find information, comparative, addresses, balance sheets ... insurance companies.

Definition and Insurance Basics
The basics to know about the insurer and the insured, and understanding between the two parties. The definition and basic information about the insurance. The 'to' and 'don'ts'.

Interesting information to know about insurance and options. Site written by an independent who made savings in adapting its insurance contracts to its everyday needs.