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The Clever Guide to Insurance, and especially of the Insured.

By an independent person who shares good deals about insurance.

For those who are wary of the effectiveness of insurance, this clever guide will help you understand and analyze your insurance contracts, in order to receive the best possible service from your insurer. Use your insurance options that are cheap or free because it is included in certain insurance contracts. In short, save and do not be taken for pigeons. Indeed, this site lists some tips offered by some insurers but also comparators, lists and other online tools are also available to help you in your search. This will help you choose the best insurance for your needs based on your lifestyle. It remains for you to compare and choose the best at the best price guaranteed contract.

Credit Card Advantages

The credit card and its benefits form of free insurance included in the Bank contract. Check your credit card agreement to know the insurance included.

Yes, if it is, you pay a second insurance for anything, because you already have with your credit card. Do not be pigeon ...

We noted good insurance options namely in the bank card contract, such as repatriation insurance for travelers, which is included in many credit cards.

Insurance of your goods purchased with your credit card in case of theft or damage:

You can also make you encharge charges for theft of your personal property (if they have been paid with your card), or restore them when they were damaged, and valid within specified time limits for the date of purchase or delivery of secured property. (any movable eg jewelry, clothing, camera, TV, computer, dishes ...)

The repayment of your property insurance is also valid in the case of loss or damage caused by natural disasters.

This insurance for your goods purchased with your credit card can be used in case of accidental breakage or theft characterized. (burglary at your home or in your car, mugging on the credit card holder)

You get a support for repair or restoration of your property that was damaged if repair is not possible, the amount of the purchase value of the property is refunded.

The maximum compensation will be determined in your bank contract, the latter being subject to vary contracts mode.

Some of your property may not enter this insurance clause, such as plants, live animals, coupons or actions ... to see in your contract, it is imperative to read all.

The extended warranty insurance on your hi-fi appliances goods (computer, TV, fridge, washing machine ...)

An insurance contract extension included in your credit card, which extends the manufacturer's warranty (up to a fixed term in your contract) for purchases you make with your card.

This is an automatic, no need to call the insurance extension, it automatically covers all your purchases. The purchase ticket good for the amount paid by credit card when buying it even acts as a guarantee extension.

A compensatory refund the repair costs of the property or the payment of compensation to the value of it will be allocated.

The insurance for public transport services:

If you use public transport services such as rail, bus, booking a taxi, it is good to know if you can benefit from insurance coverage of any kind included in your contract CB .

Insurance in sports:

A reminder that payments with your credit card organization for sports practice and equipment hire can ensure your activitées and your gear, but beware: read your contract because, in general, some sports categories are excluded Credit card insurance coverage is usually the case for extreme sports.

Other Insurance Good Deals

Auto insurance
Factors to be taken into account to benefit from total protection from your insurance company, and good planning options.

Troubleshooting Auto Insurance
Made vehicle towed by a convenience store in case of breakdown up to a garage, throughout Europe, 24H / 24, for about 4 euros per month.

Deposit Insurance Auto Rental
Make a deposit when renting a vehicle. And get refunded in case of any problem (such as an accident). This is a kind of insured safety deposit. An option available with some kind of credit cards.

Insurance Cheap Flights
Do you pay your ticket in case of impediment or unable to travel.

Repatriation insurance
Emergency repatriation insurance for travel at abroad. It's free if you book your flight with your credit card. CB VISA simple enough.

Insurance Compare List
Compare different insurance companies offers to find the best contracts and the best price. Car, health, home, funeral, cash borrowing ... Compare with your insurance and put it to the test.

Insurance Revenues
Revenue in case of impossibility to work, (ex: accident). Perceive monthly income of relief.

Insurance Credits
It guaranteed the insured against the risk of non-payment of its own credit, following a financial problem, which does not allow him to repay his credit.

Insurance Lodging
While analyzing the insurance contract in order to avoid the vices of compensation procedures in case of problems. How to put all the odds on his side to be repaid in case of burglary or fire.

Credit Card Insurance Included
The credit card and its benefits free insurance formula included. Check your credit card agreement to know the insurance included.

Winter Sports Insurance
For 3 or 4 euros (or by paying with your credit card) on top of your ski pass, you can have insurance for accidents, liability, and mountain rescue station with repatriation and hospital if necessary.

List of Insurance Companies
The list of insurance companies and insurance subsidiaries.

A lawyer in the event of litigation
Avoid long procedures in case of problems. Get quick access to documents requested. Assert your rights and do not be fooled.

Insurance Companies Information
List of information sites and insurance directories. Find information, comparative, addresses, balance sheets ... insurance companies.

Definition and Insurance Basics
The basics to know about the insurer and the insured, and understanding between the two parties. The definition and basic information about the insurance. The 'to' and 'don'ts'.

Interesting information to know about insurance and options. Site written by an independent who made savings in adapting its insurance contracts to its everyday needs.